I appreciated your approach to setting achievable financial goals. Staying consistent and patient pays dividends! Are there any features missing in Monarch that you would like in a budgeting app?
So I was a big fan of Mint before it folded into Credit Karma. Monarch has a lot of the same features as Mint but it now is around $100 for a year. Besides having to now pay, I actually really enjoy Monarch as it adds some new features that weren't that well built in Mint. I like there cash reporting apps to see cash flow beyond your budget.
If there was a feature missing that I would want to have - it would probably be more options around building your budget. I struggle to place items that I want to show in my cash flows but don't necessarily fit within my month to month budget. Because of that, the some categories don't count to my budget and I leave those as the "unbudgeted" categories. It would be nice to have a below the line options for transactions that aren't part of your regular budget.
All in all though, the app is easy to use and saves me a lot of time compared to a hand budget (which I did try before switching hahaha)
I appreciated your approach to setting achievable financial goals. Staying consistent and patient pays dividends! Are there any features missing in Monarch that you would like in a budgeting app?
So I was a big fan of Mint before it folded into Credit Karma. Monarch has a lot of the same features as Mint but it now is around $100 for a year. Besides having to now pay, I actually really enjoy Monarch as it adds some new features that weren't that well built in Mint. I like there cash reporting apps to see cash flow beyond your budget.
If there was a feature missing that I would want to have - it would probably be more options around building your budget. I struggle to place items that I want to show in my cash flows but don't necessarily fit within my month to month budget. Because of that, the some categories don't count to my budget and I leave those as the "unbudgeted" categories. It would be nice to have a below the line options for transactions that aren't part of your regular budget.
All in all though, the app is easy to use and saves me a lot of time compared to a hand budget (which I did try before switching hahaha)
Thanks for sharing your perspective! Juggling cash flow and your budget is an interesting conundrum.